The foundation of Financial Literacy - Break the Spirit of Poverty
What is financial literacy?
According to Investopia:
Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. Financial literacy is the foundation of your relationship with money, and it is a lifelong journey of learning. The earlier you start, the better off you will be because education is the key to success when it comes to money.
The next question to explore about your relationship with money is “Who is the Master?”
Who is the Master?
Whenever people are always feeling they are in lack, the spirit of poverty is dominant and thus, Money becomes the master. In order to dethrone Money and break free from the spirit of poverty, we need to embrace ‘abundance’.
How to embrace ‘abundance’?
Train Tze Yu to be a giver because he shall not be in lack. He shall not fear of lack if:
he develops his talents
he aligns with his passion
he finds his purpose
he is resilience
he is generous
As I was writing this article, today’s ESPN Soccer has an article about Liverpool’s latest signing, an up-and-coming world-class striker Uruguayan Darwin Nunez.
Liverpool spent big on Benfica’s Darwin Nunez. (Photo by Nick Taylor/Liverpool FC/Liverpool FC via Getty Images)
Nunez develops his talents: At the time, Nunez's older brother was already at Penarol but, not long after Darwin's struggles, Junior Nunez returned to Artigas to help his family. Darwin tried to follow in his footsteps, but big brother told him to stay put. "Stay here. You have a future. I'm out," Junior said, a gesture that Darwin will always remember.
Nunez aligns with his passion: Fernando Curutchet, Penarol's manager at the time, called him up to play against River Plate in November 2017. In the 63rd minute, Darwin was called on as a substitute for former Liverpool player Maxi Rodriguez. Nunez would leave the field in tears, not because of the 2-1 loss, but for the pain in his knee. He had to undergo surgery again, this time on his kneecap. Darwin returned the next year, and in October 2018 he scored his first goal in a 2-0 victory over Fenix. A few months later, Nunez was called up to the Uruguay under-20 squad that played in the 2019 South American Championships and the World Cup in Poland. He was also a member of the team that participated in the Pan American Games. He had arrived as a national team player and, a year after scoring his first senior club goal, he debuted with the senior Uruguayan national team in a friendly match against Peru and scored to seal a 1-1 draw.
Nunez finds his purpose: Nunez's first experience with big-time football came as a teenager running around the streets of El Pirata. One afternoon in 2013, as he played on a remote pitch in Artigas, legendary Uruguayan midfielder Jose "El Chueco" Perdomo, a former star player at Penarol, showed up and stood on the sidelines to watch. As soon as the match ended, El Chueco headed straight for the parents of the skinny kid who had caught his attention. A few days later at the bus station, 14-year-old Darwin said a tearful goodbye to his parents, Silvia Ribeiro and Bibiano, as he headed off to Uruguay's capital.
Nunez is resilient: "It was the same thing at school; when I didn't have anything to eat, I went to school full-time. I got in at 7 a.m. and left at 3 in the afternoon. My parents were working, and I went to training sessions when I left school. Mom wasn't there yet, because she went to the street to collect bottles, selling them to buy stuff for my brother and me. I don't forget that."
Nunez is generous: "I went to bed with an empty belly," he said. "But the one who went to bed with an empty belly most often was my mother, because a mother does anything for her children, so she went to bed without having dinner so many times, just to give us something to eat. I was raised in a poor neighbourhood. There, I learned by sharing things with friends; each one brought something.